or where i can find this info…like what is considered to be a poor, fair, good, score….
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each company has their own scoring system. Most range from 850 down to 350. any thing over 720 is excellent average is 660 fair is 620 ok is 580 poor is 575 down in most cases but any thing under 500 is the death penalty so to speak
I am a mortgage banker in TN & KY
FICO really does not have a rating system but this is how the largest credit union in Oklahoma see’s it.
Elite 740 & up
Prime 700-730
Preferred 660-699
Standard 625-659
Sub-prime 624 & under
They score from 300 to 850 with anything that calculates to under a 300 defaulting to a 0.